Livestock/Show Animal Insurance
Coverage for Your Herd & Hard Work
Whether you raise cattle for production or travel the circuit with show animals, your livestock represents a major investment. We offer insurance designed to protect your animals against accidents, illness, and unexpected losses—built for the agricultural lifestyle of West Texas.
What Your Livestock Insurance Can Include
Individual Animal Coverage
Insures high-value animals such as show cattle, breeding bulls, or champion horses by name.
Herd Coverage
Protects groups of livestock—like cattle, sheep, or goats—under a blanket policy for accidental death or covered illness.
Transit Coverage
Covers animals during transport to shows, sales, or other locations.
Show Animal Coverage
Specialized protection for animals exhibited in 4-H, FFA, or competitive livestock events.
Specified Perils Coverage
Includes fire, lightning, vehicle collisions, and attacks from wild animals or dogs.
Optional Mortality & Theft Coverage
Insures against theft, natural death, or humane euthanasia due to illness or injury.
Protection for West Texas Producers & Exhibitors
Livestock here isn’t just business—it’s a way of life
Across West Texas, livestock is part of daily life—from working ranches and feedlots to county fairs and stock shows. But raising animals comes with risks, especially in open land or during transport. Sudden illness, barn fires, predator attacks, and travel accidents can all lead to costly losses. We help producers, students, and show families in communities like Abernathy and Lubbock build policies that reflect the real value of their animals—and the time and care they invest.
Frequently Asked Questions
Do I need insurance for show animals?
Yes, especially if the animal is high-value, being transported frequently, or represents a large investment of time and money. Policies can cover illness, injury, and death—even during travel or exhibition. Many 4-H and FFA families choose show animal insurance for added peace of mind. We’ll help you protect the time and resources you’ve put into your animal.
What types of livestock can be insured?
We can insure cattle, sheep, goats, pigs, horses, and more—whether individually or as a herd. Show animals, breeding stock, and working animals all qualify under different policy types. If you’re unsure whether your animals are eligible, just let us know. There’s usually a policy that fits most common breeds and purposes.
How much does livestock insurance cost in Texas?
Premiums depend on the value of your animals, the number insured, and the type of coverage selected. For example, a single show calf worth $5,000 may cost between $100 and $200 per year to insure. Group policies for herd animals may offer more affordable per-head rates. We’ll price out the options and help you decide what’s worth insuring.
Does this coverage include illness or disease?
Yes, but only under certain policies. Named peril policies typically cover sudden or accidental death, while full mortality or major medical policies may include disease or treatment costs. If your animals are at risk for certain conditions, we’ll recommend a plan that addresses those concerns. It’s important to understand what’s included—and what’s not.
Can I insure animals while they’re in transit?
Yes, transit coverage is available for animals being transported to shows, auctions, or between properties. This protects you if an accident, breakdown, or loading issue causes injury or loss. It’s especially useful for show families or commercial breeders moving animals regularly. Just let us know how you travel, and we’ll factor that into your plan.
